How to find the best loan rate?

The Annual Effective Rate (APR) is the interest rate that directly influences the total cost of credit. A percentage rigorously framed by the law which owes its qualifier “global” to cover both the basic interest rate, the operating costs of the bank and the insurance premiums associated with guarantees. That’s why it’s different for different […]

Is it easy to change banks for loan?

Today, the combination of several factors favors banking mobility : the emergence of online banks multiplying the number of offers and a legal framework protecting the consumer / borrower. Let’s study together the case of a person wishing to change bank without mortgage loan and the case of another, with a loan already subscribed. Case […]

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